Unbiased and Free Credit Counseling Advice
For A Free No Pressure Consultation about your Debt Relief Options,
CALL: 877-766-2465 or Email us at:
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American Debt Enders offers one of the best Pay Day Loan help programs available anywhere. First, it is a non profit program, and as such is a non adversarial program. What does that mean exactly? It means that the Pay Day loan lenders cooperate with the program and will stop liens and garnishments from happening and generally stop the high interest bleeding. In case you are not aware, the interest you agreed to pay on these easy money loans is upwards of 350% per year! Ouch! This is the reason you get into trouble with them. We can take care of the interest and help you pay back the debt in affordable monthly payments.
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Here is another featured article from Gail Kasper--both a bhusiness associate and friend, Gail has plenty to say..
Top 1% Club Expert. As a partner and featured expert for the Top 1% Club, you
are not only able to view many of my articles, but you will also have the
opportunity to learn from Top 1% Club Mentor Gail Kasper, host of the new
late-night television show Raw Reality, one of the nation's leading professional speakers, and a life
and business coach. Visit the Top 1% Club and gain the skills you need to achieve your life
and business goals.
Who gossips so much around here? ~Betty Davis
Avoiding a gossiping friend, family member, or coworker may be
at the top of your priority list. If so, you're not alone, as most men and
women spend more than half their daily conversation gossiping, gossips are
rather plentiful in our lives. And what you need to know is how to escape one
once they have you in their verbal grasp right?
To remove your self from a conversation with a gossip you must
first consider why the person is a gossip. What is it that gossips gain from
their behavior? Typically they feel some sort of social bonding, or they feel
important because you want to know what they have to say. That power or
closeness, to matter to another person is what they really want feel. Keep this
in the back of your mind while planning on how to deal with the person next
time you have a run in with one another. Sometimes understanding their
motivation helps to let you know the best way to leave the conversation.
Ask yourself this as well, is this a person I do not mind
offending? The answer can really make a drastic difference in how hard it is to
escape the gossiper. It is much easier, for example, to avoid or escape someone
if subtlety is not the name of the game and you do not care if you spare their
feelings. Much more care is required if you want to flee the gossip and keep your
close relationship intact. The following tips reveal how to deal with a gossip
with sensitivity and subtlety.
Escaping while Sparing the Gossips Feelings-
•A general all around trick, though it won't get you away from
the person, is to change the subject. Just move right along to some legitimate
topic of news or discuss upcoming plans. Bring up anything non-personal that is
light in subject matter and importance.
•Try asking the person a distracting question about something
pertinent to the moment, for instance ask if they are thirsty, do they know
when the next work meeting is, what they might like for lunch, etc. Bring up
anything to focus them on the moment.
•If they have dived right into the topic, you can try this quick
interjection. Start with, "I'm sorry I don't really want to discuss
that…" and before their face falls say "…but I'd love to talk about
______." Fill in the blank with any gossip free subject.
•Another great tactic to avoid gossiping, while giving your
conversation partner the bonding experience they crave, is to overwhelm them
with compliments. Step one, ignore completely the gossip they throw your way,
and then, step two, immediately start complimenting them. Comment upon how nice
their haircut is, or mention how nice their outfit looks. Commend them on some
project or activity of theirs. Get them to focus on themselves instead of the
gossip. You won't get away as quick with this tip, but you will definitely
still bond and keep your relationship positive.
•You can also attempt to reflect the gossip's opinions back to
them. Say, for example, "You seem really upset or interested in this,
huh?" Keep them feeling like you are listening. Then, hopefully, after
enough of this reflective discussion you can attempt to politely excuse your self.
Those are most of the more subtle tips and tricks. Less subtle,
but effective, ways to escape or avoid conversations with gossips are next.
These are to be used if you don't mind losing a few friends, or if the person
isn't particularly sensitive. To start…
Avoiding the More Irritating Gossip-
•This one tip works wonders, though you may really ruin any
chance of getting along with this person. Wait until the gossiping person says
something about another person, and say "Hey you know we should go ask
________ about that and see what they have to say!" You generally
embarrass the person guilty of spreading the rumor, and yes they leave you very
much alone. Keep in mind that they may feel anger at how you made your point.
•Excuse yourself, although this only really works well in a
group setting. You don't want to be obvious about leaving, though if you do
this regularly with a group of people it will be obvious. You'll become that
person who's too good for the gossip. And though they are expressing the
negativity, they may likely feel bad for being a gossip and so you may be seen
as the "bad guy."
•If you're cornered in somewhere and you can't leave, you can
try and ask the gossip to leave. Say you have work to do or errands to run.
Simply find some thing to say you need to do which indicates you don't have
time to talk. Though this may also leave the person feeling like you have no
interest in them and what they say.
•If the person is really bothering you, and you just want to get
out of the conversation quick, stare them in the eye after they release some
random rumor about someone and harshly say something similar to "You sure
that's correct? Sounds suspicious to me, perhaps you should get your facts
straight and go ask the person themselves…" It's bound to make the person
blush red or make them steam with anger and embarrassment; but you likely won't
hear gossip from them again.
•To really communicate that you have no interest in gossiping
and want to end the conversation you may try a phrase like this one "Hey,
I don't know the person you're talking about, and I don’t want to gossip about
them." You can probably guess just what the response to this will be; at
the very least it won't strengthen your "friendly bond."
3 Tips to Live Free From Gossip and Rumors
Are you wondering how to keep gossiping folks out of your life
in general? If you don't want to deal with them at all the easiest techniques
are these…
1.Avoid places in your life that people congregate to
"chat" about the newest gossipy news. Keep away from these places and
you'll keep away from gossips.
2.Make notes of those people you've met who are indubitable
gossips. If it is your goal to avoid all gossip, then you must effort to avoid
going where these people are most often.
3.Don't gossip! This is essential to creating a gossip free
lifestyle obviously. But its really true, follow your own advice and people
will see you as above gossip. They probably won't approach you because they
already perceive you as not interested.
That's it, everything you can try to escape and avoid a gossip.
Take this advice, consider your problem person, and then try any of the tips
from the two categories of conversational exit tactics. Of course practice
makes perfect, but keep it up and soon you'll be a gossip free man or woman!
Very often gossips have low self-esteem and feel valuable if they are the
center of attention. It’s up to you to prevent conversational gossips from
ruining your day with rumors! Time spent in dealing with a gossip is time you could
spend creating your powerful life. To your success!
Check out theTop 1% Club for more articles to help you
achieve your life and business goals.
About Gail Kasper: Mid-1998, Gail Kasper started her business
from a small one-bedroom apartment, in the middle of bankruptcy, with no money
in the bank. Today, Gail is one of the nation's leading speakers, author, Top
1% Club Mentor, a television host, advice columnist, Certified Fitness Trainer,
Ms. Continental America 2008, and the creator of SAD-T™ (Systematic Attitude
Development-Technique™). A former Contributing Editor to Success Magazine with
the "Ask Gail" column and host of the "Ask Gail" segment on
the Comcast morning show, Gail is the author of her self-help autobiography Another
Day Without A Cage: My Breakthrough From Self-Imprisonment To Total Empowerment
and the self-help parable Unstoppable: 6 Easy Steps To Achieve Your Goals. With
national media appearances that include Inside Edition, The Today Show, FOX
Business News, and Oprah and Friends, Gail has earned the ranking of an
in-demand national media personality who has been the topic of discussion on
Regis and Kelly. The current host of the Philadelphia Visitors Channel, she has
also made numerous appearances on network affiliates that include ABC, FOX,
CW11, Comcast, and CBS, where she co-hosted the Emmy award-winning America's
TVJobNetwork. www.gailkasper.com
___________________________________________________________ Presented By
Top 1% Club Expert. As a partner and featured expert for the Top 1% Club, you
are not only able to view many of my articles, but you will also have the
opportunity to learn from Top 1% Club Mentor Gail Kasper, one of the nation's
leading professional speakers, a television commentator, and a life and
business coach. Visit the Top 1% Club and gain the skills you need to achieve your life and business
goals.
“Just Do It” encourages Nike, “It’s everywhere you want to be,”
said Visa, and “Have it your way,” according to Burger King. Advertising has
proven to persuade people to buy immediately. Resume action words such as
increased, improved, or expanded have encouraged interviewers to notice
candidates across the country, and empower sales representatives and high-level
leaders to GET WHAT THEY WANT!
Everyday, we are placed
in a situation to sell ideas and concepts whether at work, on an interview or
at home. Being heard and getting others to take action becomes a primary goal
during the course of a day. However, finding the right words that will make the
difference is difficult. As you know, I have spoken to tens of thousands of
people during the course of my training career. Repeatedly, I must find ways to
encourage others to take a new course of action or change their way of
thinking. Below, I have identified key words that will help you get others to
take action, ease a troubled mind, or prompts a response that will open the
lines of communication, as well as increase results and make you more money!
POWERFUL “MONEY” WORDS
TO ENCOURAGE ACTION
ISN’T IT TIME TO GET YOU
WHAT YOU WANT AND DESERVE?
Try these LUCKY 13!
You. “You” when used
appropriately, makes people feel important. People love to be the center of
attention.so make the focus “you”, not “I”.
Examples: “You can do it,” or “I can help you,” or “This
is for you.”
Easy. Today, more than
ever, people need to feel that something is easy. This is particularly
important when someone is starting a new task or exercise, or if someone is
overwhelmed. “Easy” is critical.
New. Who doesn’t want
the latest and greatest? “New” means that I am one of the first.
Exclusive opportunity.
Exclusive opportunity is telling people that, essentially, ”I am going to give
this to you and very few others will be able to benefit..”
Fast. We live in a
fast-paced society. We want everything to be right now and when you tell
someone that is can be done fast it is music to their ears. You just want to
make certain you can back up your promise.
What do you think?
Asking a question about a specific situation is a great way to get employees,
friends, and children to buy in to a situation and get them to take action.
When people are asked their perspective, they feel empowered and valued. So,
ask!
Results. Results are a
promise to see a difference. When people are spending money or losing time,
they want to know that results are connected.
Absolutely. Using the
word “absolutely is another way of saying yes, it can be done or that “I am on
board, you can count on me.” It is reassuring.
Love. No matter how you
use the word, love, it is a pleasurable, positive experience. People will say,
“You are going to love this,” or “I love you,” or “I love it!”
Tested. Something that
is tested is proven. This refers to actual steps which have occurred to prove a
result.
No cost to you. The word
“free” has gotten a bad rap because there is always a loophole and most people
feel that nothing is really free. Free has been abused and consumers know it.
No cost to you offers a different tune to their ears which opens the pathway to
their mind.
Compelling. This is an
oldie but a goody. Compelling has never been overused and creates a dramatic
effect.
Others. “Others” is
extremely useful when you are sharing information about what others have done
or agreed to. It validates your statement to hear that others are bought in to
your way of thinking, your product or service.
Check out the Top 1% Club for more articles to help you achieve
your life and business goals.
About Gail Kasper:
Mid-1998, Gail Kasper started her business from a small one-bedroom apartment,
in the middle of bankruptcy, with no money in the bank. Today, Gail is one of
the nation's leading speakers, author, Top 1% Club Mentor, a television host,
advice columnist, Certified Fitness Trainer, Ms. Continental America 2008, and
the creator of SAD-T™ (Systematic Attitude Development-Technique™). A former
Contributing Editor to Success Magazine with the "Ask Gail" column
and host of the "Ask Gail" segment on the Comcast morning show, Gail
is the author of her self-help autobiography Another Day Without A Cage: My
Breakthrough From Self-Imprisonment To Total Empowerment and the self-help
parable Unstoppable: 6 Easy Steps To Achieve Your Goals. With national media
appearances that include Inside Edition, The Today Show, FOX Business News, and
Oprah and Friends, Gail has earned the ranking of an in-demand national media
personality who has been the topic of discussion on Regis and Kelly. The
current host of the Philadelphia Visitors Channel, she has also made numerous
appearances on network affiliates that include ABC, FOX, CW11, Comcast, and
CBS, where she co-hosted the Emmy award-winning America's TVJobNetwork. www.gailkasper.com
Top 1% Club Expert Steven Ciantro says as a partner and featured expert for the Top 1% Club, you are not
only able to view many of my articles, but you will also have the opportunity
to learn from Top 1% Club Mentor Gail Kasper, one of the nation's leading
professional speakers, a television commentator, and a life and business coach.
Membership costs you nothing and if you join now, you will be eligible to receive a
complimentary set of Gail's new books.
It can
be frustrating when you ask your child to tidy their room and they tell you,
"In a minute." That minute stretches into five, then twenty, then
sixty, but the room remains a mess. Or how about when your child has had three
weeks to work on a school project, but she hasn't done a thing and now she's
rushing through it because it's due tomorrow? I'd say a lesson on avoiding
procrastination is in order.
But what
if the one who inadvertently taught your child to procrastinate is YOU? If your
son or daughter has learned to put tasks off to the last possible minute from
watching you do the same, don't scold your child and don't beat yourself up.
Instead, take action! Teach yourself to avoid procrastination, and you'll
become a fantastic role model of efficiency for your child.
My
self-empowerment tool called Systematic Attitude Development-Technique (SAD-T)
teaches people to take action and get results, especially when they feel stuck
or unmotivated. I've included three action items below, taken straight from
SAD-T, to give you an effective strategy for avoiding procrastination.
1. Formulate a plan. You have a job to do,
but you keep putting it off because you have no idea where to begin. Lacking a
roadmap, you don't know what to do, how to start, or even what's involved to
get the job done. To get out of this crippling state of uncertainty, the first
thing you must do is develop a plan. Write down what needs to get done and how
you plan to approach the job. Don't worry about all the details yet. Just
capture on paper a big-picture plan listing major goals and activities.
2. Create a detailed list. Once you've
written down the major points of your plan, its time to define and refine. How
will you accomplish the goals listed in your plan? What steps will you take to
get from point A to point B? What specific tasks need to get done to complete
each goal and activity in your plan? Here's where you work out all the little
details, getting as specific as possible. If you can, give each task a time
frame.
3. Now do it! You've got your roadmap,
you've got your detailed list of specific tasks. All you have to do now is jump
in and do it! Follow your step-by-step plan, and keep that momentum going. You
can be sure that your kids are watching and learning from you. By beating
procrastination through a systematic, logical approach, you're setting a great
example for them to follow.
About Gail Kasper: Mid-1998, Gail Kasper started her business
from a small one-bedroom apartment, in the middle of bankruptcy, with no money
in the bank. Today, Gail is one of the nation's leading speakers, author, Top
1% Club Mentor, a television host, advice columnist, Certified Fitness Trainer,
Ms. Continental America 2008, and the creator of SAD-T™ (Systematic Attitude
Development-Technique™). A former Contributing Editor
to Success Magazine with the "Ask Gail" column and host of
the "Ask Gail" segment on the Comcast morning show, Gail is the
author of her self-help autobiography Another
Day Without A Cage: My Breakthrough From Self-Imprisonment To Total Empowerment and
the self-help parable Unstoppable: 6
Easy Steps To Achieve Your Goals. With national media appearances that
include Inside Edition, The Today Show, FOX Business News, and Oprah
and Friends, Gail has earned the ranking of an in-demand national media
personality who has been the topic of discussion on Regis and Kelly. The
current host of the Philadelphia Visitors Channel, she has also made numerous
appearances on network affiliates that include ABC, FOX, CW11, Comcast, and
CBS, where she co-hosted the Emmy award-winning America's TVJobNetwork. www.gailkasper.com
Top
1% Club Expert. As a
partner and featured expert for the Top 1% Club, you are not only
able to view many of my articles, but you will also have the
opportunity to learn from Top 1% Club Mentor Gail Kasper, one of the
nation's leading professional speakers, a television commentator, and
a life and business coach. Membership costs you nothing and if you Join Now you will be
eligible to receive a complimentary set of Gail's new books.
I personally guarantee you will truly enjoy this article and while it may not be credit counseling it is great life counseling. Here she is my friend Gail Kasper.
We
all love the ability to connect and interact, almost instantaneously,
24/7, with friends, family, potential employers/employees, and
potential customers and clients. Pervasive cell phone use is here to
stay and is steadily increasing, but we have never really learned the
proper way to stay connected, without offending others.
We
all know people who are guilty of being rude or obnoxious in the use
of their mobile phone, and sometimes the guilty party is ourselves. A
poll by national market research group Synovate reveals that nearly
72% of Americans believe that loud public conversations are the most
offensive bad cell phone habit, and nearly seven out of 10
individuals polled, or 68%, indicated they see poor cell phone
etiquette daily.
I’m
sure you have your own pet peeves but cell phone rudeness can be
very, very annoying. “Please Do Not Use Your Cell Phone Here”
signs are popping up all over, indicating just how irritating it can
be for people to share public spaces with inconsiderate cell phone
users. Make a firm resolution that the offending party not be you. If
you’re still not sure why friends and strangers are staring at you
with irritated expressions while you’re on your phone, then this
article is definitely for you.
1. Don’t
even think about talking into your cell phone… in a confined space
where people are within ten feet of you. This includes elevators,
business meetings, lectures and live events, movie theaters, museums,
libraries, places of worship, restaurants, funerals, weddings,
bathrooms… and the list goes on. You shouldn’t have to memorize a
list of forbidden places to know if making a call is going to be
considered rude or not. Before you make that call, look around. If
anyone is within earshot, either get their permission or don’t make
the call. Would you light a cigarette in a public place? Most states
have laws concerning the dangers posed by second-hand cigarette
smoke. Perhaps laws regulating second-hand cell phone conversations
should be not too far behind.
2. Let
your fingers do the talking. Texting is far less irritating to most
and, in public situations, a much safer alternative to your voice. In
speech we can meander and blather on and on, whereas texting a
message forces you to be succinct and to the point. Do us all a favor
though and put your key strokes on silent, the incessant “bleep,
bleep” as you type, to some, can be as annoying as the proverbial
finger nails on a chalkboard.
3. Your
cell phone should have voice mail. Just because your phone rings
doesn’t mean that you have to answer it. If you’re not in a
position to take the call, let it go to voicemail. If the call is
important they will leave you a message. Even if they don’t, you
can still see who it was. It gives you the option of texting them
back right away, calling them back at a later time, or doing nothing.
4. Did
you really pay for that ring tone? Your choice of music is as
individual as your choice in ring tone so please bear in mind that
not everyone may be as big a fan of Death Metal Sputnik’s music as
you are. Even if I have only to hear it for thirty seconds it may be
thirty seconds too much. Turning your cell phone to vibrate wins you
friends and can save you the cost of unnecessary ring tone downloads.
5. Don’t
be so loud. It may not matter to you that I can hear every word of
your personal conversation but it does to me. Unless you’re
spouting gems of wisdom that I find fascinating, hearing about a day
in the life of Joe Average is of little value to me. I have my own
laundry list of things to get through today without worrying about
someone else’s as well.
6. Get
permission to take the call. If you are in company, including family,
and a call comes through that you feel you must take, check with your
company first. Keep it short and for heaven’s sake make it sound
like the call really is important. Answering the call with a casual,
“What’s up?” and then shooting the breeze for several minutes
will not endear you to your present companions. Family is no
exception. If they are spending time with you, they deserve
consideration, as well.
7. Don't
text in the Dark. The lights are dimmed and the boss is giving a
power point presentation (or even worse, you're in a movie). It may
be boring but don’t give yourself away and annoy the rest of the
group by lighting up the space and your face by texting.
8. Don’t
talk or text while driving or operating machinery. It doesn’t
matter how great a multi-tasker you consider yourself to be, you are
four times more likely to be involved in a car accident driving while
holding a cell phone to your ear.
Just
as with social etiquette in general, cell phone etiquette concerns
itself with people having proper manners, a respect and consideration
for others. If someone doesn’t hold open a door for you as they
pass, they most likely won’t be too concerned about other social
graces such as when to use and when not use their cell phones. We may
not be able to control what others may do or not do, but we should
have control over our own thoughts and behavior. Just because other
people are behaving in a certain way doesn’t mean it is acceptable
behavior for all. You know what cell phone behaviors bother you. Most
likely, what bothers you bothers other people as well. Before you
pick up that cell phone, consider your own cell phone pet peeves
first and be careful not to commit a cell phone faux pas. Those
within earshot may love you for it!
About
Gail Kasper: Mid-1998, Gail Kasper started her business from a
small one-bedroom apartment, in the middle of bankruptcy, with no
money in the bank. Today, Gail is one of the nation's leading
speakers, author, Top 1% Club Mentor, a television host, advice
columnist, Certified Fitness Trainer, Ms. Continental America 2008,
and the creator of SAD-T™ (Systematic Attitude
Development-Technique™). A former Contributing Editor
to Success Magazine with the "Ask Gail" column
and host of the "Ask Gail" segment on the Comcast morning
show, Gail is the author of her self-help autobiography Another
Day Without A Cage: My Breakthrough From Self-Imprisonment To Total
Empowerment and the self-help parable Unstoppable: 6 Easy
Steps To Achieve Your Goals. With national media appearances that
include Inside Edition, The Today Show, FOX Business News,
and Oprah and Friends, Gail has earned the ranking of an in-demand
national media personality who has been the topic of discussion
on Regis and Kelly. The current host of the Philadelphia
Visitors Channel, she has also made numerous appearances on network
affiliates that include ABC, FOX, CW11, Comcast, and CBS, where she
co-hosted the Emmy award-winning America's TVJobNetwork.
www.gailkasper.com
Top
1% Club Expert. As a
partner and featured expert for the Top 1% Club, you are not only
able to view many of my articles, but you will also have the
opportunity to learn from Top 1 Percent Club Mentor, one of the
nation's leading professional speakers, a television commentator, and
a life and business coach. Membership costs you nothing and if you Join Now you will be
eligible to receive a complimentary set of Gail's new books.
When it comes to good
health, people have a tendency to make matters more complicated than
they need to be. Too many changes are attempted all at once, making
the effort complicated and daunting. Figuring it’s just too hard, a
lot of people quit and revert back to unhealthy old ways.
I’m here to tell you
that you don’t have to settle for poor health – you really have
the power to improve your condition. You can enjoy better health by
making simple modifications to your lifestyle. It doesn’t need to
be an overly complicated process. The best part is that you can start
today with little effort.
You see, change is a
matter of taking action and creating momentum, then riding that
momentum to your desired outcome. Taking that first step is typically
the hardest, but once you’ve taken it, you simply take another, and
another, and you keep going. Before you know it, the change you’ve
initiated has become an entrenched healthy habit.
The best place to start
with is your lifestyle. Small changes in lifestyle can lead to huge
improvements in health. If you are inactive, then it’s time to
start moving. Begin today by getting up and walking a few blocks.
It’s that simple! Don’t make excuses or over-analyze the
situation; just get up and go for a walk. I’m sure you’ll enjoy
it, and you’ll probably even ask yourself, “Why haven’t I done
this sooner?” Tomorrow, walk a longer stretch. The day after that,
walk more. Keep that momentum going. A simple act like taking a walk
will bring countless benefits to your health – but you have to keep
going. Don’t give up.
I was fortunate to grow
up in a family with a Polish-Italian heritage, with a mom who cooked
amazing meals (read about my life story in Another
Day Without a Cage: My Breakthrough From Self-Imprisonment to Total
Empowerment.) During those early years I learned a
great deal about nutritious, balanced meals. But somewhere in my teen
years, I developed bulimia. It took me a long time to fully address
the problem. Once I decided I could reconcile my love of food with my
fear of gaining weight, I took steps to improve my eating habits.
This led to a lifestyle change and improved health. Ultimately it’s
led to an exciting career path as I’m currently studying to become
a nutrition specialist in order to help clients conquer their dietary
challenges.
Basic lifestyle changes
can reverse disease, as illustrated in Gretchen Scalpi’s book, The
Everything Guide to Managing and Reversing Pre-Diabetes.
A registered dietitian and certified diabetes educator, Scalpi
makes the point that lifestyle changes, including meal modifications,
can reverse a diagnosis as daunting as pre-diabetes. To be sure, you
can reverse a number of conditions and diagnoses through basic
lifestyle changes. I’ll write more about this soon.
For
now, I want you to do two things. First, believe that you can enjoy
better health through strategic changes in your lifestyle. It can be
done. Second, take one step today to alter your lifestyle and
improve your health. Just one step. You can do it! You’ll be glad
you did, too – it’s your first step to a better, healthier you.
Follow it up tomorrow with a second step. Keep going, one more step
each day. Here’s to your health!
About Gail Kasper:
Mid-1998, Gail Kasper started her business from a small
one-bedroom apartment, in the middle of bankruptcy, with no money in
the bank. Today, Gail is one of the nation's leading speakers,
author, Top 1% Club Mentor, a television host, advice columnist,
Certified Fitness Trainer, Ms. Continental America 2008, and the
creator of SAD-T™ (Systematic Attitude Development-Technique™). A
former Contributing Editor to Success Magazine with
the "Ask Gail" column and host of the "Ask Gail"
segment on the Comcast morning show, Gail is the author of her
self-help autobiography Another
Day Without A Cage: My Breakthrough From Self-Imprisonment To Total
Empowermentand the self-help
parable Unstoppable: 6 Easy
Steps To Achieve Your Goals. With national media
appearances that include Inside Edition, The Today Show, FOX
Business News, and Oprah and Friends, Gail has earned the ranking of
an in-demand national media personality who has been the topic of
discussion on Regis and Kelly. The current host of the
Philadelphia Visitors Channel, she has also made numerous appearances
on network affiliates that include ABC, FOX, CW11, Comcast, and CBS,
where she co-hosted the Emmy award-winningAmerica's
TVJobNetwork. www.gailkasper.com
Recent
research conducted by Employee Benefit News, which can be found here: The Employee Benefits News points to the fact that the majority of Americans are under significant
financial stress. It is very important to point out that they are not talking
about consumer confidence, they are talking about peoples inability to make
ends meet.
If
you were able to pay all your bills 4 years ago, and were supplementing your
income with occasional credit card use, here and there, then by now you are
probably one of the many trying to figure out why you are no longer able to
meet your financial obligations, even using credit cards.
Those
seeking credit counseling are all using the same words to describe their
situation. Words like, I just don’t understand how I got into this debt
situation? Well, I can tell you exactly why, and most likely it really has
nothing to do with you. One of the causes is the policy of the Federal Reserve
to simply keep printing money and dumping into the US economy in droves. They are
printing so much money that the government has stopped publishing the M1 money
supply. That is exactly how much money is in circulation at any given time.
They do not want to freak you out, is the only way to say it.
All
this printing has led to a devaluation of our currency which is backed by
nothing. In other words the dollars you do have simply buy less. Couple this
with rising prices, and no raises from the company you work for, this is all
part of the new economy, and big trouble is here.
The
solution. There are basically two solutions to this problem. One, you must get
rid of your debt, and now. You
can do this through a debt management program or debt settlement program.
Frankly, if you are missing debt payments, you are better off looking into a
settlement program, because it takes into account your loss of buying power.
The
other solution. To make more money. How you ask. I have written about the fact
that American Debt Enders has signed onto Billionaire Ed Mercers self
empowerment project. Years
in the making, it is designed to allow anyone with a good work ethic to change
their financial life by working from home. You can listen to Ed Mercer himself
explain it by visiting: Ed Mercer Opportunitity
This
project does not require any special skills or training to succeed at.
Additionally, you will be personally mentored by Ed himself, and his team to success.
If this is something you think you may be interested in, please feel free to
contact me using the contact information below. I will be happy to speak to you
about debt or Ed’s program, and if you like I will even put you on the phone
with Ed himself, no recording, and have him explain this opportunity.
If
you enjoyed this article please subscribe to our Newsletter at
www.freecreditcounselingblog.com
and simply leaving your email address.
Here is another great article from Gail Kasper. If you are a regular reader you know that Gail is a guest writer on this blog and her credentials are well worth noting below. This is a very timely articleabout coping with stress. Anyone who tells me they are not dealingwith stress on a daily basis is simply living on another planet,especially if you have debt issues. So read on and enjoy..
It seems that life
just doesn’t get easier and we can never catch a break. Every day
we run into so much that needs our attention, yet there’s not
enough time in a day to complete everything. Watching ourselves fall
further and further behind as the weeks pass, we feel plagued by
mounting stress. Discouraged, we turn to our family, friends, or jobs
for relief, far too often only to experience even greater levels of
stress from work and from the very people who mean the most to us. As
all of these stresses pile up, we feel crushed by their collective
weight.
What’s a person to
do???
First, take a deep
breath. I’m here to assure you that you have the ability to manage
stress that results from the demands of life. Like you, I experience
stress daily. However, over the years I’ve learned how to manage
stress and keep it from weighing me down. Stress won’t magically
disappear, but it will lose its power over you once you learn how to
get it under control through these steps, which you can start to
apply today:
Prioritize
your tasks. Every morning, make a list of tasks you want to
complete that day. Keep it reasonable; too many or too few tasks
will make you feel uneasy. Order your list according to importance –
which items must get done today? Focus on your top five or so
priorities.
Check off
completed tasks. Keep your list handy and throughout the day,
check off items you complete. Doing so will give you a sense of
accomplishment, which in turn will give you a boost of
stress-beating energy.
It’s ok to
leave some tasks for the next day. Reaching a goal is a
process that can easily take more than a day. If you don’t
complete all your tasks for the day, don’t sweat it – you can
begin anew the following morning.
Set
boundaries for yourself. In my autobiography Another Day Without A Cage: My Breakthrough From Self-Imprisonment To Total
Empowerment, I recount how as a young person, I felt I
had to be all things to all people, and this was extremely
stressful. Once I learned to set boundaries for myself, much of the
stress I felt disappeared. Setting boundaries means taking control
and deciding what’s important to you instead of letting others
make this decision for you. It’s very freeing to reclaim this kind
of power.
Be real with yourself and with others. Don’t pretend to be
someone you’re not. This only causes great stress and conflict. Be
real – say what you mean, do what’s important to you, and most
importantly, don’t deceive yourself.
Ask for
help. Talk to people who can help you with your daily tasks. Is
there a mentor who can guide you? An assistant who can take some of
your workload? A life coach who can teach you important skills?
Don’t feel you have to do everything alone. Getting qualified help
can help you manage stress.
Be present.
At this particular moment, there is only one requirement of you –
that you be fully present. This means being engaged in what you’re
doing, not worrying about the future or ruminating over the past. By
being in the here and now, you will get more accomplished, and
you’ll feel more empowered. Stress won’t stand a chance when
you’re operating from a place of total empowerment!
About Gail
Kasper: Mid-1998, Gail Kasper started her business from a small
one-bedroom apartment, in the middle of bankruptcy, with no money in
the bank. Today, Gail is one of the nation's leading speakers,
author, Top 1% Club Mentor, a television host, advice columnist,
Certified Fitness Trainer, Ms. Continental America 2008, and the
creator of SAD-T™ (Systematic Attitude Development-Technique™). A
former Contributing Editor to Success Magazine with
the "Ask Gail" column and host of the "Ask Gail"
segment on the Comcast morning show, Gail is the author of her
self-help autobiography Another
Day Without A Cage: My Breakthrough From Self-Imprisonment To Total
Empowermentand the self-help
parable Unstoppable: 6 Easy
Steps To Achieve Your Goals.
With national media appearances that include Inside Edition,
The Today Show, FOX Business News, and Oprah and Friends,
Gail has earned the ranking of an in-demand national media
personality who has been the topic of discussion on Regis and
Kelly. The current host of the Philadelphia Visitors Channel, she
has also made numerous appearances on network affiliates that include
ABC, FOX, CW11, Comcast, and CBS, where she co-hosted the Emmy
award-winningAmerica's TVJobNetwork. www.gailkasper.com
If you are a regular reader here, you already know that myself and American Debt Enders are the official debt experts for Gail Kaspers Top 1% Club, which is all about self empowerment of the individual, no matter what your present life circumstances are.
As soon as November
rolled around,Christmas music started playing at stores and shopping
malls across America. For some people, hearing this music is
comforting, while for others it’s annoying. It’s no secret shops
are decorating for the holidays and changing their music selections
early in the hopes of extending the end-of-year shopping season.
That’s business.
On a personal level,
however, the holidays – whichever ones you celebrate – certainly
mean much more than an excuse to shop. So this year, instead of
feeling stressed out by material expectations of the season pushed by
stores and on television, detach yourself from the commercial side
and ask yourself this one important question:
What do the
holidays mean to me?
You may want to
revisit childhood traditions and remember the magic you used to feel
this time of year. What warmed your heart the most? Was it baking and
cooking with family? Waking up to a snowy winter wonderland? Saying
prayers around the table? Spending time with special friends or
relatives you typically saw just once a year?
As we approach
Thanksgiving as well as the end-of-year holidays, we can take time to
be grateful. I know that as I look at my past, I am tremendously
grateful for the people, experiences and lessons that have shaped who
I am and brought me to this point in my life. When I went through the
process of writing my memoir, Another Day Without a Cage: My
Breakthrough From Self-Imprisonment to Total Empowerment, I had
the opportunity to revisit and give thanks for the moments in my life
that transformed me.
You can do the same
this holiday season, on a smaller scale. I’d like you to take a
moment to look at the holidays, then look at your life, and write
about meaning. Whatever you celebrate – Christmas, Hanukah,
Kwanzaa, Diwali, or another holiday – ask yourself this: Why is
this time important to me? How have holidays past shaped who I am?
How do I want to approach the holidays this year to get the most from
them? What do I want to take away from the holidays? How can I
contribute to them to make them special?
You don’t need to get sucked into the stress and mess of a holiday
season you don’t enjoy. By taking a moment to evaluate and regroup,
you can improve your attitude about the holidays. You can approach
them with a sense of delight and a heart full of gratitude. You can
make your 2012 holidays the best ever by bringing back meaning.
Focus on this, and the rest will fall into place.
What a great way to
start preparing for the new year ahead!
Want to give yourself the gift of debt freedom? Just contact us below..
About
Gail Kasper: Mid-1998, Gail Kasper started her business from a
small one-bedroom apartment, in the middle of bankruptcy, with no
money in the bank. Today, Gail is one of the nation's leading
speakers, author, Top 1% Club Mentor, a television host, advice
columnist, Certified Fitness Trainer, Ms. Continental America 2008,
and the creator of SAD-T™ (Systematic Attitude
Development-Technique™). A former Contributing Editor
to Success Magazine with the "Ask Gail"
column and host of the "Ask Gail" segment on the Comcast
morning show, Gail is the author of her self-help
autobiography Another Day Without A Cage: My Breakthrough
From Self-Imprisonment To Total Empowerment and the
self-help parable Unstoppable: 6 Easy Steps To Achieve Your
Goals. With national media appearances that include Inside
Edition, The Today Show, FOX Business News, and Oprah and
Friends, Gail has earned the ranking of an in-demand national media
personality who has been the topic of discussion on Regis and
Kelly. The current host of the Philadelphia Visitors Channel, she
has also made numerous appearances on network affiliates that include
ABC, FOX, CW11, Comcast, and CBS, where she co-hosted the Emmy
award-winningAmerica's TVJobNetwork. www.gailkasper.com
For the past year we have
written articles and put out press releases
indicating that in addition to offering free credit counseling and many structured
debt relief programs, the company was also looking for the right opportunity to
help people financially. When Billionaire Ed Mercer made his announcement on
August 4th 2012, that after years of his time and large amounts of
his own money spent researching businesses and marketing companies, he was
ready,
We
saw it as a no brainer. Here is the press release:
We have set up a page on
the ADE website so that this opportunity will receive maximum exposure. We realize that not everyone is right for this
opportunity, as with all businesses.
Ed has created an
incredible work at home opportunity that requires no special training, and the
smallest of investments. What it does require is that those who wish to be
personally mentored by him, have the “Heart of a Warrior”.
Eds plan is to break a
Guinness Book of Records—that he himself created by making one hundred people
millionaires. If someone is serious and can take instructions they will
succeed. This is intended to be a two year project in which Ed will ultimately
do a Reality TV Show.
This opportunity is open
to everyone who has a sincere desire to change their lives. Ed Mercer does not
need anything in life, the fact that he is doing this project is an indication
of the type of individual he is.
877-766-2465 
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