So what is it that makes us refuse to accept the simple
fact that when we were born, we were not entering heaven?
Here in this world actions have consequences, and there are
rarely, if ever any perfect solutions to a problem we have dug
ourselves into. Oh yea, and just as an aside, life is absolutely
unfair. So where am I coming from? As soon as you entered the world
of credit cards you placed yourself right in the throes of the banks plan.
Who really uses and controls credit reporting? Who has
sold you on
the idea that you must be obsessed by your credit score? Who told you
that carrying insane debt loads was an ok thing to do? Who blinded you
to the fact that you could never prosper carrying high loads of debt
that you could not possibly afford? The word “Afford” would be key here,
as I am not talking about business financing. The answer to that
one would be both the banks and the US Government. Oh boy, I think
an NSA truck just pulled up outside my office!
You of course can disagree with me, no problem, but I
will tell you
that far better is it to live a debt free life, than it is to worship
at the altar of the false god, “The Fico Score”. The one will free you,
and the other enslave you. So, all this takes us to getting relief from debt.
There is nothing wrong with a great credit score and a
line of credit
that is plenty big. Especially if you are a savvy business person. But,
if the debt has gotten out of control, or things have not worked out
as planned, then it is seriously time to look at the best way to relieve
yourself of a debt that will soon oppress you, if it has not already.
If you are looking at a debt settlement program as the way out, then know
that for a period of time, and certainly not 7 years, (that is just more
craziness the banks want you to believe) you will not be using credit.
The break from
using credit might actually do you good and serve as
an invaluable education on how to live without it and free yourself.
When it is time, you can enroll in a inexpensive but excellent credit
restoration program to restore everything, and you will be better
for having had the experience.
Free Credit Counseling--- 877-766-2465
Student Loan Consolidation---877-766-2465
Free Bankruptcy Counseling-- 516-204-4640 (National Number)
Each of these numbers provides Free Counseling.
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